/* ============================================================
   Calcubear — shared styles for content pages
   (about, privacy, terms, disclaimer)
   Mirrors the palette + type system used on the calculator.
   ============================================================ */

:root{
  --ink:#19241F; --ink-soft:#42504A; --paper:#F4F6F2; --panel:#FFFFFF;
  --line:#E3E7E1; --line-soft:#EDF0EA;
  --equity:#2E7D5B; --equity-fill:rgba(46,125,91,.16);
  --debt:#C0603F; --gold:#C99A3E; --gold-soft:#F2E7C9; --bear:#8B5E3C;
  --navbg:#BEEDA8;
  --shadow:0 1px 2px rgba(25,36,31,.04),0 12px 28px -16px rgba(25,36,31,.22);
  --r:14px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:Inter,system-ui,sans-serif;font-size:15px;line-height:1.5;
  -webkit-font-smoothing:antialiased;
}
.wrap{max-width:840px;margin:0 auto;padding:0 20px}

a{color:var(--equity)}
a:focus-visible,button:focus-visible{outline:2px solid var(--equity);outline-offset:2px;border-radius:3px}

/* ---- Masthead + nav ---- */
header.top{padding:26px 0 4px}
.mast{display:flex;align-items:center;gap:11px;text-decoration:none}
.mast .glyph{width:44px;height:44px;flex:none}
.mast .word{font-family:Fraunces;font-weight:700;font-size:25px;letter-spacing:-.015em;line-height:1}
.mast .word .cal{color:var(--ink)}
.mast .word .bear{color:var(--bear)}
.mast .word small{display:block;font-family:Inter;font-weight:400;font-size:11.5px;
  letter-spacing:.045em;text-transform:uppercase;color:#8C8C8C;margin-top:4px}

.sitenav{display:flex;align-items:center;gap:6px;flex-wrap:wrap;
  margin-top:20px;padding:11px 14px;background:var(--navbg);border-radius:14px}
.sitenav a{color:#3A4740;text-decoration:none;font-size:15px;font-weight:600;
  letter-spacing:-.005em;padding:6px 11px 5px;border-bottom:2.5px solid transparent;
  transition:color .15s,border-color .15s}
.sitenav a:hover{color:var(--ink);border-bottom-color:var(--equity)}
.sitenav a[aria-current="page"]{color:var(--ink);border-bottom-color:var(--ink)}
.sitenav a:focus-visible{outline:2px solid var(--ink);outline-offset:2px;border-radius:4px}
@media(max-width:520px){
  .sitenav{gap:2px;padding:9px 8px;border-radius:12px}
  .sitenav a{font-size:14.5px;padding:6px 9px 5px}
}

/* ---- Page head ---- */
.pagehead{margin:34px 0 22px}
.pagehead .eyebrow{font-family:"Spline Sans Mono",ui-monospace,monospace;font-size:11.5px;
  letter-spacing:.09em;text-transform:uppercase;color:var(--gold);font-weight:600}
.pagehead h1{font-family:Fraunces;font-weight:700;font-size:clamp(29px,5.2vw,40px);
  letter-spacing:-.02em;margin:9px 0 0;line-height:1.1}
.pagehead .updated{font-size:12.5px;color:#8C8C8C;margin-top:11px}
.pagehead .lede{font-family:Fraunces;font-style:italic;font-size:18px;color:var(--ink-soft);
  margin-top:14px;line-height:1.5;max-width:62ch}

/* ---- Prose ---- */
.prose{background:var(--panel);border:1px solid var(--line);border-radius:var(--r);
  box-shadow:var(--shadow);padding:30px 34px 34px}
@media(max-width:620px){.prose{padding:22px 20px 26px}}

.prose section{padding-top:26px;margin-top:26px;border-top:1px solid var(--line-soft)}
.prose section:first-of-type{padding-top:0;margin-top:0;border-top:0}

.prose h2{font-family:Fraunces;font-weight:600;font-size:20px;letter-spacing:-.012em;
  margin:0 0 10px;line-height:1.25;display:flex;align-items:baseline;gap:10px}
.prose h2 .n{font-family:"Spline Sans Mono",ui-monospace,monospace;font-size:11.5px;
  font-weight:600;color:var(--gold);flex:none}
.prose h3{font-family:Fraunces;font-weight:600;font-size:15.5px;margin:19px 0 6px;letter-spacing:-.008em}
.prose p{margin:0 0 11px;color:var(--ink-soft);font-size:14.5px;line-height:1.7;max-width:70ch}
.prose ul,.prose ol{margin:0 0 11px;padding-left:19px;color:var(--ink-soft);
  font-size:14.5px;line-height:1.7;max-width:70ch}
.prose li{margin-bottom:6px}
.prose li::marker{color:var(--gold)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--equity);text-underline-offset:2px}

/* callout */
.note{border-left:3px solid var(--gold);background:#FAFCF8;border-radius:0 9px 9px 0;
  padding:13px 16px;margin:16px 0}
.note p{margin:0;font-size:13.5px;color:var(--ink-soft)}
.note.warn{border-left-color:var(--debt);background:#FDF6F3}
.note b{color:var(--ink)}

/* definition grid */
.defs{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:13px;margin:16px 0 6px}
.def{border:1px solid var(--line-soft);border-radius:11px;padding:13px 15px;background:#FAFCF8}
.def b{display:block;font-family:Fraunces;font-size:14.5px;color:var(--ink);margin-bottom:4px}
.def span{display:block;font-size:13px;color:var(--ink-soft);line-height:1.55}

/* contact block */
.contactbox{background:var(--ink);color:#F4F3EC;border-radius:16px;padding:24px 26px;margin-top:20px}
.contactbox h2{font-family:Fraunces;font-weight:600;font-size:19px;margin:0 0 6px;color:#fff}
.contactbox p{margin:0 0 4px;font-size:14px;color:#C8D2CC;line-height:1.65;max-width:64ch}
.contactbox a{color:#8FD6B0;text-underline-offset:2px}

/* ---- Footer ---- */
footer{margin:30px 0 54px;font-size:12px;color:#8C8C8C;line-height:1.6}
footer .flinks{display:flex;gap:15px;flex-wrap:wrap;padding-bottom:11px;margin-bottom:11px;
  border-bottom:1px solid var(--line-soft)}
footer .flinks a{color:var(--ink-soft);text-decoration:none;font-weight:500;font-size:12.5px}
footer .flinks a:hover{color:var(--equity);text-decoration:underline}
footer .disc{margin-top:7px;max-width:76ch}

/* ============================================================
   Article / guide pages
   ============================================================ */
.byline{display:flex;gap:14px;flex-wrap:wrap;align-items:center;font-size:12.5px;
  color:#8C8C8C;margin-top:12px}
.byline .tag{display:inline-flex;align-items:center;background:var(--gold-soft);color:#7A5C12;
  border-radius:99px;padding:3px 10px;font-size:11.5px;font-weight:600}

.toc{background:#FAFCF8;border:1px solid var(--line-soft);border-radius:12px;
  padding:17px 20px;margin:0 0 26px}
.toc b{display:block;font-family:"Spline Sans Mono",ui-monospace,monospace;font-size:11px;
  letter-spacing:.09em;text-transform:uppercase;color:var(--gold);margin-bottom:9px}
.toc ol{margin:0;padding-left:19px;font-size:13.5px;line-height:1.85;color:var(--ink-soft)}
.toc a{color:var(--ink-soft);text-decoration:none}
.toc a:hover{color:var(--equity);text-decoration:underline}

/* worked-example ledger */
.ledger{width:100%;border-collapse:collapse;font-size:13.5px;margin:15px 0 6px}
.ledger caption{caption-side:top;text-align:left;font-family:Fraunces;font-size:14.5px;
  font-weight:600;color:var(--ink);padding-bottom:9px}
.ledger th{text-align:left;font-size:10.5px;text-transform:uppercase;letter-spacing:.05em;
  color:var(--ink-soft);font-weight:600;border-bottom:1px solid var(--line);padding:7px 10px 7px 0}
.ledger td{padding:8px 10px 8px 0;border-bottom:1px solid var(--line-soft);color:var(--ink-soft)}
.ledger td:last-child,.ledger th:last-child{text-align:right;padding-right:0;
  font-family:"Spline Sans Mono",ui-monospace,monospace;font-variant-numeric:tabular-nums;white-space:nowrap}
.ledger tr.sub td{color:var(--debt)}
.ledger tr.total td{border-bottom:0;border-top:2px solid var(--ink);color:var(--ink);
  font-weight:600;padding-top:11px}
.ledger tr.total td:last-child{font-size:15.5px}

/* factor rows */
.factor{border-top:1px solid var(--line-soft);padding:17px 0 3px}
.factor:first-of-type{border-top:0;padding-top:6px}
.factor h3{margin:0 0 5px;display:flex;align-items:baseline;gap:9px}
.factor h3 .w{font-family:"Spline Sans Mono",ui-monospace,monospace;font-size:10.5px;
  font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:#fff;background:var(--equity);
  border-radius:99px;padding:2px 8px;flex:none}
.factor h3 .w.med{background:var(--gold);color:#3D2E08}
.factor h3 .w.low{background:#B0B0B0}

/* guide index cards */
.cardlist{display:grid;gap:15px;margin-top:4px}
.gcard{display:block;text-decoration:none;background:var(--panel);border:1px solid var(--line);
  border-radius:var(--r);box-shadow:var(--shadow);padding:22px 24px;transition:border-color .15s,transform .15s}
.gcard:hover{border-color:var(--equity);transform:translateY(-2px)}
.gcard h2{font-family:Fraunces;font-weight:600;font-size:19.5px;color:var(--ink);
  margin:0 0 7px;letter-spacing:-.012em;line-height:1.3}
.gcard p{margin:0;color:var(--ink-soft);font-size:14px;line-height:1.65}
.gcard .meta{margin-top:11px;font-size:12px;color:#8C8C8C}

/* next-read strip */
.nextread{margin-top:20px;border:1px solid var(--line);border-radius:var(--r);
  background:var(--panel);padding:20px 24px;box-shadow:var(--shadow)}
.nextread .k{font-family:"Spline Sans Mono",ui-monospace,monospace;font-size:10.5px;
  letter-spacing:.09em;text-transform:uppercase;color:var(--gold);font-weight:600}
.nextread h2{font-family:Fraunces;font-weight:600;font-size:18px;margin:7px 0 5px;letter-spacing:-.012em}
.nextread p{margin:0;font-size:13.5px;color:var(--ink-soft);line-height:1.6}